Happy couple of 3 on their homesite

4 Things to Know About Building On Your Land

Lombardo Living

You’ve found the perfect plot of land – now it needs the perfect home. Before you grab a shovel and start breaking ground, there are some questions you need to answer: what type of financing do you need? How long will it take? What are the hidden costs?

That’s where we come in! (Don’t worry, we’ll dig the land and build the home, too.) Below, find four things you need to know about building a new home on your own land – from benefits to financial considerations.

Benefits of Building a Home on Your Own Land

There are so many benefits to building on your own land! Oftentimes, you don’t have the same Homeowners Requirements that you do when you build in a new community. You can pick a homesite within a desired school district. You have the opportunity to choose a homesite with more acreage, or one in a desirable area such as near a golf course or a bustling downtown. The key benefits are:

1. Personalization

Building on your own land gives you the freedom to design and customize every aspect of your home (depending on your builder). You can tailor your home to accommodate your specific needs, whether it’s a gourmet kitchen, a home office, a spa-like bathroom, or any other feature that enhances your daily life. From selecting the architectural style to choosing materials, finishes, and interior details, you have the power to create a space that reflects your unique personality and vision.

2. Choose your own location

One of the significant advantages of building on your own land is the ability to choose an ideal location that resonates with your desires. Whether you want a serene countryside setting, breathtaking waterfront views, or if the city is for you, the choice is yours. You can select a plot of land that offers the natural beauty, privacy, and convenience that align with your lifestyle. Choosing your own location also comes with your choice of school district, oftentimes being the greatest benefit of all if you have a family.

3. Improved quality and craftsmanship

When you build a custom home on your own land, you have the opportunity to work with skilled professionals who can design and deliver a home to your exact level of quality. From experienced architects to reputable builders and specialized artisans, you have a team dedicated to creating a high-quality home that meets your expectations. The craftsmanship and materials are all new; not from whenever a pre-built home was built. So, you’ll ensure durability and cutting-edge technologies alongside modern construction techniques.

4. Environmental considerations

You’ll have the chance to prioritize sustainability in your home. Using eco-friendly designs, energy-efficient appliances and windows and incorporating renewable energy sources like solar panels can help you create a greener home. You can also expect your annual utility costs to reduce with these key environmental decisions as well!

new construction homes front facade with driveway

Steps to Take to Build on Your Own Land

The construction process for building on your own land versus within a Lombardo Homes community is very similar, with some notable differences. When building on your own land are:

  1. Secure financing
  2. Find the perfect homesite

Once you’ve done that, our team takes over! We’ll start by conducting a site evaluation, where we determine how your home will fit on the land and collect lot-specific information such as permits, utilities, topography, and more. After the due diligence period is complete and you’ve signed your Construction Agreement, the construction process is very similar to as if you were building within a Lombardo Homes community. Check out our blog post for more details on our build process.

What type of financing is required?

Unlike when building in an established Lombardo Homes community, all clients building on their own land are required to have a construction loan. We encourage our clients to secure financing before meeting with a sales manager, but if you don’t have a lender, don’t fret! Our team has a list of lenders we’ve worked with in the past that we can recommend.

Hidden costs to be aware of

Our team is upfront about the base price of your home and what it includes, but there may be costs associated with building on your land that are not reflected in the initial purchase price. Tree clearing, grading, driveway length, utilities, and municipality requirements can add to the overall price of the land. We uncover these costs during the due diligence period so you know what to expect when signing a Construction Agreement.

When should I meet with a sales manager?

As soon as you’re approved for financing! Meet with a sales manager early so we can start the site evaluation and due diligence on your land before you purchase it. This will give you a clearer picture of what costs are associated with building on your land. You may need a larger budget depending on the amenities on your land and whether utilities are easy to connect to, like water, electricity, and natural gas.

The Bottom Line

There are many benefits to building a home on your own land. With the knowledge of the above, you can start the build process with a bit more confidence. By starting this process, you can create a home that is perfect for you and your family.

Interested in building on your own land in Southeast Michigan or the St. Louis area? Check out our frequently asked questions about building on your own lot, then contact us to learn more about Anywhere Lombardo in Michigan and Missouri!


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